Ho Chi Minh City – OneMain CardEase, a global leader in intelligent fintech solutions, has officially announced its entry into the Vietnamese market. With its core strategy of “Technology-Driven + Real-Economy Supported”, the platform introduces an innovative investment and financing solution tailored to empower Vietnamese small and medium-sized enterprises (SMEs) with efficient, transparent, and sustainable financing channels. At the same time, it offers global investors a low-risk, high-certainty asset allocation pathway. This strategic move marks another major milestone in OneMain CardEase’s expansion across Southeast Asia.
Market Challenges and Investment Questions: Who’s Truly Helping SMEs?
In today’s Vietnamese financial landscape, both investors and SMEs face growing uncertainties:
For investors:
A saturated market with unclear information—how do you choose a trustworthy platform?
High returns often come with high risk—how can funds be secured?
Platforms frequently advertise “high yields”—but who ensures their sustainability?
For SMEs:
Complex and inaccessible bank financing processes limit access to essential funds
Private lending imposes high interest rates and heavy burdens
Lack of stable, long-term financing restricts business growth
OneMain CardEase’s Answer: Connecting Genuine Capital Demand with Rational Investment Returns
OneMain CardEase focuses its business model on two core pillars:
or Investors – A Transparent and Stable Return Channel
The platform does not promise exaggerated returns. Instead, it offers reasonable yields based on actual enterprise repayment cycles and risk control measures
All fund flows are recorded and verifiable via blockchain
Each investment project includes detailed background information, risk ratings, and repayment schedules
For SMEs – A Real and Sustainable Financing Channel
All participating enterprises must pass strict platform audits, including financial status, operational history, and revenue capability
Loan applications must have clear fund usage purposes (e.g., inventory procurement, cash flow, short-term project implementation)
A hybrid AI-human review system dynamically evaluates repayment ability, ensuring financial responsibility
Three Core Advantages Bringing a New Wave to the Market:
1. Tech-Driven Risk Control: Protecting Every Investment
AI analyzes business credit scores, cash flows, and repayment history
Human auditors verify the authenticity of submitted materials and project feasibility
Real-time alerts flag problematic projects early, preventing capital loss
2. Transparent Fund Allocation & Real-Time Project Monitoring
Investors can track where their money is going and how it’s being used
Every project is supported with “fund flow logs + usage proof + contract numbers”
3. Sustainable Platform Model – No Ponzi Schemes
Returns are generated only from real business repayments, not internal fund manipulation
Platform revenue stems from technical service fees, ensuring a healthy, sustainable business model
A risk reserve pool and partnered guarantee institutions enhance overall market resilience
Why Enter Vietnam?
Vietnam is home to over 1 million SMEs, the backbone of its economy. Yet, according to various market reports:
Over 68% of SMEs are underserved by traditional banks
Most face short-term funding challenges and limited liquidity, requiring flexible and compliant capital solutions
Investors often lack transparent and risk-controlled investment options
The arrival of OneMain CardEase aims to bridge this structural market gap, effectively aligning capital supply with real economic needs.
Platform Vision: Make Every Investment Visible, Trackable, and Achievable
OneMain CardEase commits to the “Three Transparencies”:
Transparent project sources, transparent fund usage, and transparent repayment mechanisms.
With a newly established operations office in Vietnam and partnerships with local legal and financial institutions, the platform ensures full compliance with local laws and a long-term commitment to building trust and expanding market presence.
Looking ahead, the platform plans to further expand into the Philippines, Thailand, and Indonesia, forming a regional intelligent financial service network.
About OneMain CardEase
OneMain CardEase is an intelligent financial platform focused on emerging markets. Its core services include investment matchmaking, project risk control, and enterprise empowerment. Leveraging technologies such as big data analytics, AI-based approval systems, and blockchain-based recordkeeping, the platform delivers low-risk asset growth options for investors and real, effective financing solutions for enterprises. Headquartered in Singapore, OneMain CardEase currently serves countries and regions across Europe, North America, and the Asia-Pacific.
Media Contact & Business Collaboration
Official Website: OneMain.vip
Vietnam Representative Office: Phu Lanh District, Ho Chi Minh City, Vietnam